Terminal by Brian Keene asks a simple question: What do you do when you have nothing left to lose?
Tommy has been diagnosed with cancer and given at most a month to live. Worried about what his family will do when he's gone (they aren't quite making ends meet to begin with) he decides to the risk of robbing a bank is worth the chance to leave them some money. After all, what's the worst that can happen? The rest of his life in jail?
So he partners up with a couple friends and plans what is supposed to be a fool-proof bank heist. Of course things go really, really wrong. In the midst of things going horribly awry, he realizes he does indeed have things left to lose.
To complicate matters further, he runs into a healer. And the cancer goes away. Now he has everything to lose. And he loses it all. With a nasty twist at the end.
Be thorough with your risk assessment, my friends.